The process is straightforward. You will need to provide a copy of your recent payslips. If you are self-employed, tax returns will be required to verify your income.

Yes, self-employed individuals can definitely apply for loans with us. We offer competitive “no doc” loans tailored to meet your unique financial circumstances, ensuring you find a solution that pleasantly surprises you.

Once we receive all the required documentation, the loan approval process generally takes about 5 to 6 business days.

Absolutely, you can refinance your existing mortgage with us. We’re here to ensure the process is as stress-free as possible.

Our financial calculators are designed to be user-friendly. Simply follow the prompts and input your specific financial details as guided to get accurate calculations tailored to your situation.

We can provide tailored advice to enhance your borrowing capacity. Often, a simple action like paying off and closing a credit card can significantly impact your eligibility for higher loan amounts.

Fixed-rate loans provide stability, allowing you to plan your budget with certainty, knowing your repayments will not change. Variable-rate loans, on the other hand, offer the potential benefit of lower interest rates when market rates decline, which can reduce the cost of your loan over time.

We work closely with your financial team, including accountants or advisers, to assess your situation. Our approach focuses on directing you towards the most tax-effective strategies for your investment property loans, ensuring your decisions align with your overall financial goals.

Yes, early repayment fees may apply, particularly with fixed-rate mortgages. We ensure transparency by informing you about any potential fees at the outset and throughout your loan term.

Getting pre-approved is straightforward—simply email us or give us a call. We’ll guide you through the necessary steps to assess your financial situation and provide you with a pre-approval for your home loan.